Most people do not know that when you pay a ticket for a traffic offense, like speeding, you are actually pleading guilty to that offense. Most moving traffic violations add points to your driving record, and each one can negatively effect your record and cause your insurance premiums to increase. The points that are added to your record with each offense can lead to a suspended license.
If you have been charged with a traffic offense, contact DeMent Askew now. We offer free case evaluations to those charged with speeding, failure to obey a traffic signal, driving without insurance, driving under suspension, careless or reckless driving, or any other traffic violation.
Traffic Offenses and DMV Points
In North Carolina, your license may be suspended after only 12 points within 3 years.
You may be assessed 5 points for:
- Aggressive Driving
- Passing a School Bus
4 point offenses include:
- Reckless Driving
- Hit and Run (property damage)
- Illegal passing
- Following too Close
- Wrongway Driving
North Carolina will suspend your license if:
- You are assessed 8 or more points within 3 years of having your license reinstated for traffic violation, North Carolina will suspend your license again.
- For driving more than 15 mph in a 55 mph zone
- For driving more than 75 mph in a zone that is less than 75 mph
- For two speeding tickets where you were driving more than 55 but less than 80, or a speeding and reckless driving charge within one year.
The period of suspension will depend on the offense, and will generally be one month, 60 days, 1 year, 3 years, or permanent. In fact, North Carolina can suspend your license for 3 years for watching, betting on, or loaning a vehicle for prearranged racing.
Insurance Points for Traffic Offenses
Traffic violations that garner 2 points on your record can boost the cost of your auto insurance up to 40 percent, and 4-point offenses can increase your rates by nearly 80 percent.
Insurance companies may keep your premiums increased for several years, and if you try to get new insurance coverage, they will look at the last 3 to 5 years of your driving records to determine your rate. As you can see, simply paying your fine may not be your best option. In fact, between the fines and increased insurance rates, your traffic offense could cost much more then obtaining legal representation.
The highly experienced traffic offense attorneys at DeMent Askew will work hard to reduce the adverse consequences traffic violations can have on your record, your budget, and your life. We will fight to help you keep your driver’s license, keep points of your driving record so your insurance don’t go up, and depending on the circumstances of your case, help keep you out of jail.
The Raleigh traffic offense attorney of DeMent Askew offers free case reviews, and will evaluate the charges and your driving record and help you determine your best options. If your license has already been suspended, contact us immediately so we can advocate for you at the DMV hearing. Contact us now at 919-833-5555 to schedule an appointment.